Life insurance companies protect the well-being of the people you love and care about. By purchasing a plan, you can rest assured that your legacy will continue after your passing.

Beneficiaries can use their compensation as they see fit. For many, this might mean spending on everyday expenses, financing mortgages, or paying for the college tuition of children. No matter what, life insurance guarantees that the people who depend on you have the means to pay for the things they need.

At River’s Edge Insurance Agency, we provide a variety of life insurance options to help you protect what matters most:

Health Insurance

When it comes to safeguarding yourself and your family, health insurance is an invaluable asset.

Care services and medical exams can be costly. By having health insurance, you prevent financial hardships if you or a family member becomes sick or injured and cannot work.

Additionally, business owners that insure their employees with health benefits are more likely to have a happy, productive workforce.

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At River’s Edge Insurance in Halstad, MN, we’re proud of the 40 years we’ve been serving the agricultural industry in Minnesota, North Dakota, and Arizona with farm insurance, including livestock insurance and crop insurance.

As a farmer, you have unique farm needs regarding the types of necessary coverage and policy. Fortunately, our knowledgeable agents can help you find the perfect package at an affordable rate. If you have employees, we also offer workers’ compensation insurance.

Farm Equipment Insurance

The lifeblood of every modern farm is the equipment that keeps it productive and efficient. Farm equipment is expensive, but purchasing coverage on it will give you financial protection in the event of a breakdown or failure. Our farm equipment policies provide protection that goes above and beyond standard property insurance. They can protect you against various issues, including mechanical failures, vandalism, even operator error.

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As a business owner, you’ve worked hard and earned everything you have. Sit back and let our experienced agents build you a complete policy to protect your livelihood and give you peace of mind for whatever comes next.

Small Business Insurance

Unfortunately, no one-size-fits-all policy exists for small business owners. Minnesota law requires businesses to have workers’ compensation insurance and commercial auto insurance (if applicable). However, many of our policyholders want more coverage than that. When you speak with our agents, we’ll talk with you to determine your needs and provide you with complete protection, no matter what.

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Get complete protection and peace of mind with homeowners insurance or commercial property insurance from River’s Edge Insurance Agency in Halstad, MN. We serve residents of Minnesota, North Dakota, and Arizona. Call today!

At River’s Edge Insurance, we’re an independent insurance agency serving all of MN, ND, and AZ with comprehensive insurance coverage at highly competitive prices. Since we’re an independent agency, you get the benefit of our extensive network of insurance companies, all competing for your business—which means you get a range of coverage options at the fairest market price.

Flood Insurance

Did you know that floods are the number one disaster occurring in the U.S.? In addition, your basic homeowners’ insurance doesn’t usually offer coverage for flood damage; you need to purchase a separate policy.

If your home is in a high-risk area or flood zone, getting flood insurance should be a top priority. It’s unlikely that you’ll receive Federal disaster relief in the event of a flood, so stay one step ahead and purchase a policy now before it’s too late.

Renters Insurance

Renters insurance provides a range of protection, including losses from lightning or windstorms, fire or smoke, vandalism or theft, explosions, and water damage from faulty plumbing. Although your landlord likely has insurance, that policy doesn’t cover your belongings, only the actual building. You’ll need a renter’s policy to get financial protection for your possessions and valuables.

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